Calculate how large a mortgage you can afford to repay with your current salary. Keep in mind that in addition to paying your mortgage you'll need to budget for solicitor fees, government fees (including stamp duty) and the property agent's fee.
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Learn how much you can borrow
Maximum loan amount
HKD 6,597,962
Monthly and fortnightly repayments
Pay every two weeks instead of monthly, if you choose the fortnightly repayment plan. Your principal will therefore be repaid more quickly, saving on interest costs.
| Monthly repayments | Loan period (years) | Total interest payable | Total repayment |
|---|---|---|---|
| HKD 54,000 | 12 years | HKD 1,178,037 | HKD 7,775,999 |
| Fortnightly repayments | Loan period (years) | Total interest payable | Total repayment |
|---|---|---|---|
| HKD 27,000 | 10.9 years | HKD 1,062,813 | HKD 7,660,775 |
Disclaimer: This information is for reference only. No warranty or representation is given by HSBC as to its accuracy, completeness and/or fitness for a particular purpose. Any mortgage loan application and the Terms & Conditions for the loan – including but not limited to the loan-to-value ratio and loan amount – are subject to our final approval.
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